It May Be Possible To Avoid Foreclosure
There is a major stigma associated with foreclosure that can make anyone feel like they are a deadbeat or a failure. At Vinsko & Associates, P.C., we want you to know that we don’t view you that way. We understand the financial demands of life and extenuating circumstances, like the loss of a job, can put an incredible burden on good, honest people like you.
We know how hard you worked to get your home; now, let us try to help you keep it.
Legal Steps To Stop Foreclosure
At Vinsko & Associates, P.C., we have a wealth of experience representing clients in mortgage foreclosure cases. Our attorneys will not only look over your financial situation, we will also explore a range of options to save your home such as:
- Taking immediate action in court. In many cases, the first step is to take a case to court to force a stay on the sale of a home, then to seek a court program for a mortgage modification. If you are served with a complaint, do not ignore it. Call us. We can help you avoid litigation and move you into the county modification program.
- Working with your bank and other lenders. In some cases, banks and other lenders are open to altering the terms of the mortgage to something more manageable for the homeowner. We can negotiate the terms of a loan modification or repayment plan on your behalf. Furthermore, there are federal programs available that would force your lender to modify your loan if you qualify.
- Holding a financial institution to federal guidelines. In some cases, banks and other lenders are guilty of violating the rights of homeowners. We can help you understand your rights and take legal action to make sure your lender is following the law on lending practices. Has your bank failed to timely pay your escrowed taxes? Has the bank paid your homeowner’s insurance late? Are you paying fees that you do not understand? These financial institutions have obligations; we hold them accountable.
- Helping you with your finances. Some clients need some help looking over their finances and finding solutions for managing their mortgage payments. We can help.
Resolve Your Mortgage Foreclosure Issues With Vinsko & Associates, P.C.
If you’re facing the threat of foreclosure, you don’t have to be afraid of your bank or other mortgage lender. Our attorneys have considerable experience in all aspects of real estate law and know how to defend the rights of homeowners in Pennsylvania.
Don’t try to handle this legal issue on your own or try to hide from the problem. Contact our law firm by email or by calling our Wilkes-Barre office at 570-550-0815 or our Philadelphia office at 215-309-8275 to schedule a consultation with one of our lawyers.