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How a driver using a hands-free phone may still be distracted

Drivers in Wilkes-Barre and Philadelphia who are using hands-free cellphones should not assume that this automatically makes them safer drivers. Any kind of multitasking while driving means that a person's attention is diverted from the task and increases the risk of an accident. Furthermore, according to a study conducted by the company Lytx, people often use their free hands for smoking, eating, using another device or engaging in other distracting activities.

Around nine people die on a daily basis in the United States because of distracted driving, and although the incidence of using hands-free phones is up, engaging in other activities continues to be a problem. Lytx also identified certain dangerous behaviors that were correlated with distracted driving: Drivers who ate behind the wheel were also less likely to buckle their seat belts.

How should you divide a business in divorce?

When it comes to dividing marital assets in divorce, most spouses think about assets like the family home, retirement benefits and the money in savings accounts. What spouses may not consider right away is what to do with the family business.

If both spouses have a stake in the business, it will most likely be considered marital property and will need to be divided in divorce. However, it may still be marital property if only one spouse operated the business. This may depend on the source of startup funds, the business’s change in value during the marriage and other details.

Safety systems increase risk of car accidents, AAA reports

Freedom from human error is one driving ambition behind the increasing automation of cars. Paradoxically, the path to this freedom may actually increase the risk of human error for Philadelphia drivers. Safety systems relying on sensors are among the latest widespread uses of automation technology. A study by AAA Foundation for Traffic Safety found that drivers using two of these sensor-reliant systems showed a greater risk of negligence behind the wheel.

Researchers previously found that some touchscreen devices are more distracting to drivers than others, but all contributed to an increased risk of car accidents. Lane assist and adaptive cruise control technologies had the opposite effect on driver safety of that intended. Researchers insisted that the human error, not the safety devices designed to reduce human error, was to blame for the increased risk of crashes.

Making a plan to deal with probate

When people in Pennsylvania pass away, they often leave a will behind to determine how their assets will be disbursed. In some cases, people may die without a will. In many instances, the probate court system is essential to the distribution of that person's property to heirs. In addition, there are some situations in which people can avoid probate and transfer their property directly. While many aim to avoid probate as much as possible, it can be important to make a plan to make this a reality.

In Pennsylvania, small estates below $50,000 in value, excluding real estate, can use a summary procedure to handle probate. This limit only includes those assets that transfer through the probate process. If a person has a bank account with a joint owner or a life insurance plan that has a named beneficiary, those assets are not considered part of the estate for this purpose. They pass directly to the recipient and there is no need to go through probate. There are other types of assets that can pass directly to a named beneficiary, such as retirement accounts and investment funds. Spouses often hold assets as joint property with survivorship rights, and a surviving spouse becomes the sole owner after the other's death.

Five most frequent causes of truck accidents

Drivers in Wilkes-Barre and Philadelphia have good reason to be uneasy around large trucks. While the average passenger vehicle weighs 4,000 pounds, an 18-wheeler may weigh some 80,000 pounds. Most collisions with big rigs end badly for those in the passenger vehicles. Below are just five of the most common reasons why trucks might collide with passenger cars.

The first and most frequent reason is driver error. Studies show that 81% of the time, it's error on the part of passenger vehicle operators. Still, it's not uncommon for truckers to drive drowsy, drunk or distracted. A second cause is bad weather; rain, snow and ice present a challenge for truckers because of the heavy weight and longer braking distance of their truck. In such weather, untrained truckers may wind up hydroplaning or jackknifing.

The importance of updating an estate plan

Some Pennsylvania residents may feel that once they have created an estate plan, they do not have to think about it any more, but this is not the case. Estate plans need to be reviewed on a regular basis to ensure that they remain current. It can be easy to procrastinate and assume that there is always time, but this may not be the case. The film director John Singleton, who died suddenly of a stroke at 51, is a case in point.

Singleton prepared a will in 1993 and never updated it. At that time, he had one daughter. He later had at least four other children. When his mother filed his will in probate court, she listed two other children alleged to be his. California law states that children born after a will is prepared who are not receiving an inheritance by other means, such as a life insurance policy, get equal shares of the parent's estate. However, it is unclear what may happen to the other two children.

Parents can protect their children and assets by preparing a will

The idea of dying is not something that most Pennsylvania residents like to consider. However, not making plans for what will happen after a person's death could have serious consequences. This is especially true for parents, considering the fact that if a parent does not name who they would like their children's guardian to be, the children could be placed in foster care. Clearly laying out who will receive specific assets can prevent a lot of conflict.

It is necessary for a person to plan for every scenario. This includes determining who will get specific assets and when they will receive them. This will help to ensure that the assets are handled in a responsible way.

Moving away from the parent of your child

Not every divorce ends on good terms. Negative feelings can linger after the dissolution and you may wish to not see your ex any longer. You think that you’ll just pack up the belongings of you and your child and move away from them.

Unfortunately, moving away from your co-parent isn’t so simple in Pennsylvania. If your co-parent has joint custody or visitation, you must likely have a court approve your move. This is to keep custody fair for both parents rather than just the parent with primary custody.

21st-century business ideas with great potential

Up-and-coming entrepreneurs in Pennsylvania have a variety of business opportunities available that have the potential to thrive. The best choices for individuals revolve around their personal abilities and market growth areas.

Young people who have grown up participating on social media platforms might have the knowledge to launch successful social media services companies. Many companies have a constant need to stay visible and encourage social media engagement. Content creation services also have a large market because businesses need a continual flow of fresh content for their websites. Almost any form of content, including writing, video and audio, could form the focus of a content creation business.

Beneficiary designations important to estate planning

When people in Pennsylvania plan for the future, it can be important to think about beneficiary designations as well as traditional options like writing a will. Once people have written a will or planned a trust, they may need to check to make sure their beneficiary designations are up to date and reflect their overall plans for their estate. Many types of accounts and assets do not pass through probate but are transferred on death through the naming of a beneficiary. The most well-known of these are life insurance policies, but retirement accounts, investment funds and even regular bank accounts may transfer in the same way.

In some cases, people can run into problems because they forget to change a beneficiary despite life changes that have taken place. In the most common example, people may not remove a former spouse as a beneficiary or add a new spouse, despite years of changed relationships. In some cases, it may be possible to correct the error after the distribution, but it requires significant evidence and a substantial cost in fees.

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